vacation home mortgage orangeville

Navigating the Mortgage Process as an Immigrant or Non-Resident

By  Dwight Trafford |   | Posted in " Money Saving, Mortgage Financing Needs, Mortgage Renewal, New Years Resolutions "

vacation home mortgage orangeville}

Moving to a new country or being a non-resident can bring both excitement and challenges. If you're considering purchasing a home in Canada, it's essential to understand the unique aspects of the mortgage process for immigrants and non-residents. As a mortgage agent in Orangeville, I specialize in assisting individuals like you. In this blog, I'll provide valuable information and guidance to help you navigate the Canadian mortgage process with confidence.


CLICK HERE TO READ THE FULL ARTICLE  »


10 Things First-Time Homebuyers Should Consider Before Buying Property Outside the City

By  External Author |   | Posted in " Debt Consolidation, Debt Reduction, Downpayment, Financial Goals, First-Time Home Buyers, Home Purchase, Home Refinance, Interest Savings, Mortgage Financing Needs, Mortgage Information, Mortgage Renewal, New Years Resolutions, Prepayment, Refinance "

Original Article Source Credits: HGTV, https://www.hgtv.ca

Article Written By: Doug Murray

Original Article Posted on: March 3, 2021

Link to Original Article: https://www.hgtv.ca/real-estate/photos/things-homebuyers-should-consider-before-leaving-the-city-1946255/


CLICK HERE TO READ THE FULL ARTICLE  »


The Big Banks and Their Penalties

By  Dwight Trafford |   | Posted in " Financial Goals, Home Ownership, Home Purchase, Home Refinance, Interest Savings, Money Saving, Mortgage Advice, Mortgage Broker, Mortgage Financing Needs, Mortgage Information, Mortgage Renewal, Prepayment, Refinance "

vacation home mortgage orangeville}
Have you ever called your bank to inquire about breaking your mortgage, only to learn your penalty was an astronomical amount?  In some cases, the penalty can be so much, that it can prevent someone from buying a new home, or consolidating debts because it eats into the equity.  Here is an excellent explanation of the different ways that different Lenders use to calculate penalties.  It's worth reading and understanding!

CLICK HERE TO READ THE FULL ARTICLE  »


Mythbuster: Shopping Around For The Best Mortgage Rate Will Hurt My Credit Score

By  Dwight Trafford |   | Posted in " Debt Reduction, Financial Goals, First-Time Home Buyers, Home Ownership, Home Purchase, Home Refinance, Interest Savings, Money Saving, Mortgage Advice, Mortgage Broker, Mortgage Financing Needs, Mortgage Information, Mortgage Renewal "

vacation home mortgage orangeville}

Quite often, Clients are hesitant to start a mortgage application because there is a belief that it will negatively impact a credit score.  This article is intended to “clear the air” on this common misconception.


CLICK HERE TO READ THE FULL ARTICLE  »


What NOT to Do Before Your Mortgage Closing Date

By  Dwight Trafford |   | Posted in " Debt Consolidation, Debt Reduction, Financial Goals, First-Time Home Buyers, Interest Savings, Money Saving, Mortgage Advice, Mortgage Broker, Mortgage Financing Needs, Mortgage Information, Mortgage Renewal, Prepayment, Refinance "

vacation home mortgage orangeville}

Lenders are watching your every financial move from your approval point until your closing date.  Just because you've been approved and signed all your mortgage documents, does not mean the Lender will not take away the approval - read your terms and conditions!  If you are looking for a new vehicle or credit products, or want to dispute a payment, wait until AFTER your mortgage closes, or you risk losing your approval.


CLICK HERE TO READ THE FULL ARTICLE  »


Season’s Greetings from Dwight Trafford

By  Dwight Trafford |   | Posted in " Debt Consolidation, First-Time Home Buyers, Mortgage Broker, Mortgage Financing Needs, Mortgage Information, Mortgage Renewal "

vacation home mortgage orangeville}

On behalf of Rock Capital Investments and The Mortgage Centre Canada, I, Dwight Trafford would like to take a moment to wish all my clients and readers a very happy, healthy and safe holiday season.


CLICK HERE TO READ THE FULL ARTICLE  »


Five Tips to Improve Your Credit Score

By  Dwight Trafford |   | Posted in " Debt Consolidation, First-Time Home Buyers, Mortgage Broker, Mortgage Financing Needs, Mortgage Information, Mortgage Renewal "

vacation home mortgage orangeville}

If you find that you aren’t getting approved for credit cards or mortgages, or aren’t getting favorable rates for financing, then you might need to make some improvements to your credit score. Even if your credit history isn’t great now, it’s never too late to learn how to improve it.


CLICK HERE TO READ THE FULL ARTICLE  »


A Beginner’s Guide To Securing A Mortgage

By  Dwight Trafford |   | Posted in " Debt Consolidation, First-Time Home Buyers, Mortgage Broker, Mortgage Financing Needs, Mortgage Information, Mortgage Renewal "

vacation home mortgage orangeville}

Successfully obtaining a mortgage is one of the first steps you need to take towards fulfilling your dream of homeownership. However, to obtain a mortgage, there’s a process that has to be followed, and a majority of first-time homeowners do not know how to go about with it.


CLICK HERE TO READ THE FULL ARTICLE  »


How Dwight Trafford Helped A Client On The Verge Of Losing Their Home

By  Dwight Trafford |   | Posted in " Debt Consolidation, First-Time Home Buyers, Mortgage Broker, Mortgage Financing Needs, Mortgage Information, Mortgage Renewal "

How Dwight Trafford Helped A Client On The Verge Of Losing Their Home

Sometimes, bad luck can lead a person to a downward financial spiral that ends up with them staring bankruptcy in the face. Things quickly get complicated as the debt piles up, and the prospect of losing their home becomes more real by the day.


CLICK HERE TO READ THE FULL ARTICLE  »


A Resource Guide To Getting The Best Mortgages

By  Dwight Trafford |   | Posted in " Debt Consolidation, First-Time Home Buyers, Mortgage Broker, Mortgage Financing Needs, Mortgage Information, Mortgage Renewal "

A Resource Guide To Getting The Best Mortgages

As a mortgage specialist in Orangeville, it’s essential for me to keep updated on the latest mortgage trends and find fresh sources of creative inspiration while staying connected to other professionals.


CLICK HERE TO READ THE FULL ARTICLE  »